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    Home»Disclaimer

    Disclaimer

    Disclaimer for MyFirstLakh.com

    Effective Date: July 3, 2025

    Welcome to MyFirstLakh.com. This platform is designed to offer personal finance and investment-related insights from the perspective of an individual who has learned through personal experience — often the hard way.

    Please read this disclaimer carefully before using the website.


    1. Not a SEBI-Registered Investment Advisor

    I am not a SEBI-registered investment advisor or financial planner. The content shared on this website is intended purely for informational and educational purposes only, based on personal experiences, research, and publicly available information.

    None of the posts, articles, suggestions, tips, or examples on this website should be considered as:

    • Financial advice
    • Investment advice
    • Tax or legal advice
    • Recommendations to buy, sell, or hold any financial product or security

    For personalized guidance, you should always consult a qualified, certified, and SEBI-registered financial advisor or professional.


    2. Educational Purpose Only

    The content on MyFirstLakh.com is shared with the intention of:

    • Simplifying financial concepts
    • Promoting financial literacy
    • Encouraging thoughtful, goal-based planning
    • Sharing lessons from real-life money mistakes and learnings

    We aim to empower beginners and late starters with knowledge — not specific investment decisions.


    3. No Guarantee of Accuracy or Returns

    While every effort is made to keep the content accurate and updated:

    • Financial markets are dynamic and subject to change.
    • Historical performance does not guarantee future results.
    • Information may become outdated over time.

    MyFirstLakh.com does not guarantee the accuracy, completeness, or reliability of any information or performance mentioned.


    4. Personal Responsibility

    You are solely responsible for:

    • Evaluating the information provided
    • Making your own financial decisions
    • Any gains or losses incurred from your actions

    By using this website, you agree that you will not hold MyFirstLakh.com or its author(s) liable for any decision made or action taken based on the content provided here.


    5. External Links and Third-Party Tools

    This website may include:

    • Links to third-party platforms (mutual fund platforms, blogs, books, etc.)
    • Tools, calculators, or affiliate products

    We do not endorse or take responsibility for the content or accuracy of any third-party site or service.


    6. Affiliate Disclosure (if applicable)

    Some links may be affiliate links, which means we may earn a small commission — at no additional cost to you — if you choose to make a purchase or sign up through those links. These commissions help support the site and allow us to continue offering free content.

    However, we only recommend products or services we genuinely find useful and relevant to our readers.


    7. Contact Us

    If you have any questions about this disclaimer or the website, feel free to contact:

    Email: myfirstlakh@gmail.com
    Website: https://myfirstlakh.com


    Disclaimer Summary: MyFirstLakh.com is a personal blog and educational platform, not a financial advisory service. Always do your own research or consult a qualified expert before making financial decisions.

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    I’m a 50-year-old who’s made plenty of money mistakes — from ignoring investments to living paycheck to paycheck. MyFirstLakh is where I share honest lessons from my journey to financial stability. If you’ve ever felt lost with money, you’re not alone. Let’s build your first lakh — one smart step at a time.

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